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Although there is no direct causal relationship between the trend of US stocks and the entry of pensions into the market, it is obvious that it has provided a steady stream of incremental funds.The tax-excellent health insurance similar to personal pension is also in a similar situation, and the deposit amount is very small, because there are very few people who need to avoid tax, which is not the reason for the attractiveness of the product itself.Personal pension was launched in 2022. At that time, it was widely predicted by brokers and the media that it could bring hundreds of billions of incremental funds every year to recharge A shares.

Today, A-shares have risen. Is it the heavy news that this pension has expanded and entered the market through a broad base?Now that three deposit years have passed, the net value of Y share of personal pension purchase is only about 7.5 billion yuan, with an average annual recharge of about 2.5 billion yuan. These funds are all FOF, and only some of them will invest in the stock market.Of course, this is a long way to go. The stock market not only has many back door loopholes to be patched up, but also needs to be drastic.

At present, the scale of this incremental fund is still very small, but it is more meaningful to release the signal. Pensions are coming. Don't carry other funds. Come on!Today, A-shares have risen. Is it the heavy news that this pension has expanded and entered the market through a broad base?At the end of 1978, during the 46 years since the introduction of 401k personal pension in the United States, the Dow Jones index has increased 54 times, with an average annual increase of 9.54%; The Nasdaq rose 167 times, with an average annual increase of 11.79%.